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Saturday, August 17, 2013

Life Insurance - Peace of Mind for the Future

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Life Insurance: Protect Those That Matter To You Most

If you think about it for a minute, you insure everything that's significant in your life; why not insure yourself? You are priceless after all (or at least pretty close to priceless). Life insurance helps provide you peace of mind and can provide your family with financial stability and security when it matters most.
It's easy to get a life insurance quote online from Life Quotes, Inc. through the GEICO Insurance Agency. Or call us at 1-888-532-5433 and speak to one of our insurance reps.

So, How Does It Work?

If you suffer from insomnia, then you can try reading the endless explanations and confusing legal mumbo-jumbo on the internet. You'll be instantly cured.
Or, if you're truly curious, consider these simple questions:
  • Do you work full-time, inside or outside the home?
  • Are you a caregiver for your children and/or spouse?
  • Do you own a home?
  • Are you recently married, do you have children, or are you recently retired?
Every dollar earned, every daily task that contributes to your household running smoothly, every investment...all of it factors into the security and stability that you and your family rely on each day.
A life insurance policy helps to ensure that in the event something happens to you, the needs of your loved ones can be provided for up to the amount you feel you are worth. Or your family can be provided for based on the policy amount you choose.
Get a free life insurance quote today.

What's In It For Me?


We're glad you asked.
The answer is simple: a life insurance policy helps give you and your loved ones protection from the unexpected. You know that if something happens to you, your family will have the financial protection they will need down the road.
A term life insurance policy is the most affordable and the easiest to understand. You specify the length of the contract in 5-year increments, various flexible payment options are available, and the policy provides basic protection without a bunch of the extras that complicate other types of life insurance policies.
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Umbrella Insurance Quote

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Cover Your Rainiest Days with Personal Umbrella Insurance

No, we're not asking you to take out a policy on your soggy-weather gear. Yet much like an umbrella, this aptly-named insurance helps provide you with a canopy of protection against catastrophic financial events. Picture this:
  • Your neighbor slips in your yard and successfully sues you for $2 million. But your homeowners insurance tops out at $500,000.
  • Your teenager is at fault in a major car accident, harming several people and causing damage well in excess of your $300,000 car insurance coverage limits.
  • Your dog bites and seriously injures a child. You are liable for the extensive medical expenses.
These are just a few unfortunate (aka: nightmare) situations in which a personal umbrella policy could come to the rescue by providing additional coverage up to the limits of your umbrella policy.
In other words, once your primary insurance coverage runs out—whether it’s your homeowner’s insurance, car insurance, or boat insurance—your personal umbrella policy kicks in. Plus, umbrella insurance covers many situations that typically aren’t covered by other liability policies.
Get a quote, just call 1-866-272-5192.  Get your quote faster; preview what you'll need before you call.
And don't worry—it's not bad luck to open an umbrella policy indoors.

Umbrella Insurance - Telephone Hours

Whether you're ready to purchase a policy or you still have additional questions, we're here for you. Give us a call at 1-866-272-5192.
For all States in the Eastern Time Zone plus Alabama, Arkansas, Illinois, Louisiana, Minnesota, Mississippi, Missouri, Tennessee, and Wisconsin:
Monday thru Thursday7:00 AM – 11:00 PM (ET)
Friday7:00 AM – 9:00 PM (ET)
Saturday & Sunday8:00 AM – 9:00 PM (ET)
For all States in the Pacific and Mountain Time Zones plus Alaska, Hawaii, Iowa, Kansas, Nebraska, North Dakota, Oklahoma, South Dakota, and Texas:
Monday thru Friday6:00 AM – 9:00 PM (PT)
Saturday & Sunday8:00 AM – 8:00 PM (PT)

How Much Umbrella Insurance Coverage Do You Need?

You can take out an umbrella policy with coverage limits of $1 million to $10 million. Can't imagine that you would need that much coverage? You might be surprised. Follow these three quick steps to get an idea of how big an umbrella you may need:
Step 1: Add up your assets (including the worth of your home*, money in the bank, stocks, bonds, 401(k) funds and other retirement savings, and other assets—maybe you have a collection of rare lunchboxes?).
Step 2: See how much liability coverage you have on your homeowners, auto, and boat policies.
Step 3: Determine if your current liability policies cover your assets.
If you don't have protection that exceeds your assets, you owe it to yourself to consider a personal umbrella policy. For an affordable premium, you can protect yourself against a financial tsunami.

Affordable Premiums, Many Payment Options

Discover how little it takes to get a lot of coverage for your assets. Just call1-866-272-5192 for a free quote.
Once you purchase your policy, you can choose from many convenient payment options:

  • Web-Pay – Register your account online using your auto policy number or log into your existing GEICO account. Then, simply provide your checking account, debit card, or credit card information, and submit your payment instantly.
  • Automatic Payments from a Checking Account – Never worry about missing a payment. Enroll in electronic funds transfer (EFT) to have your payments automatically deducted from your checking account. (Note: This option is only available to you if you pay your GEICO car insurance via EFT.)
  • Automatic Payments on a Credit Card – Prefer to have your payment posted to your credit card automatically?  Then, enroll in our Recurring Credit Card (RCC) payment method and your payments will be charged to your credit card automatically. (Note: This option is only available to you if you pay your GEICO car insurance via RCC.)
  • Traditional Payment Methods – Pay the old-fashioned way! Just mail us a check or money order. 
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Flood Insurance Quote

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Shopping For A Flood Insurance Policy?

For better or for worse, mother nature doesn’t play favorites.
Over time, certain areas are more likely to flood than others, but flood damage can happen to anyone. Get a quote for flood insurance today; GEICO can help you with a flood policy through the National Flood Insurance Program (NFIP).
If you live in certain areas with greater odds of flooding and have a mortgage, federal law may require you to have flood insurance. But even if you’re not required to have flood insurance your home could still be at risk.

Flood Insurance Coverage

Flood insurance covers the structure of your home and your personal property from, well — flood damage.  But here’s the thing; regular water damage and flood damage can be separate, specific conditions when it comes to property insurance.
Make sure you don’t end up taking a bath in the event that your home sustains damage: talk to your GEICO agent today to make sure you’re properly insured when it comes to the various kinds of water-related damage.

How Far In Advance Should I Buy Flood Insurance?

Most flood insurance policies require a 30-day waiting period before the coverage is effective.  Exceptions are only made for a few specific circumstances such as if you've purchased a new home and the closing is in less than 30 days.

Payment Options

Flood policies must be paid in full. In many instances the payment can be rolled into your mortgage.
Give us a call at 1-800-841-2964 to learn more.
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Mobile Home Insurance Quote

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Shopping For Mobile Home Insurance?

Can you get great coverage for your mobile home at an affordable rate? Yes indeed!  An application so long and complicated it makes your eyes water?  No thanks!  GEICO can help you get a mobile home insurance quote in a jiffy through the GEICO Insurance Agency.
Mobile home insurance is similar to regular homeowner's insurance, but it's tailor-made for mobile homes, so you know you'll be getting the right protection.  Looking for manufactured home insurance?  You've come to the right place — it's the same thing.

Mobile Home Insurance - Telephone Hours

Our licensed insurance agents are available to answer any of your questions, or to help you with a mobile home insurance quote.  Call us at 1-800-841-2964.

For all states other than Florida

Monday – Friday7:30 AM – Midnight ET
Saturday8:00 AM – 10:30 PM ET
Sunday8:00 AM – 10:30 PM ET

For mobile home owners in Florida

Monday – Friday8:00 AM – 9:00 PM ET

Mobile Home Insurance Coverage

Mobile home policies cover the mobile home itself, adjacent structures, and a good number of your personal belongings.  Plus, you could get liability coverage to help cover certain types of accidents on your property.  Sure it had a great shine, but maybe that kitchen floor was still a tad too slick when the neighbors showed up for that surprise visit!
Want to know more? You bet — you can get more details on mobile home coverage online or call us at 1-800-841-2964 to speak to an agent.

Payment Options

Not only is mobile home insurance affordable, but many convenient payment options are available.  Get a quote online or give us a call at 1-800-841-2964 to learn more.
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Check out how much you could save on your Condo/Co-Op Insurance!

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Protecting Your Valuables

Ah, the joys of a single family home: mowing the lawn, shoveling the sidewalk, cleaning the gutters, and taking out the trash, just to name a few!
OK, so while you still have to take out the garbage (we’re guessing you’re not a fan of flies), there’s no doubt about it — the convenience of a condo or co-op is tough to beat!  But if you own one, chances are that the master policy purchased by the condo association or co-op corporation does not protect your personal items or the interior walls of your unit.
Our condominium / co-op insurance quotes are free; see how affordable this protection can be today!

Condo & Co-Op Insurance - Telephone Hours

Our licensed insurance agents are available to answer any of your questions, or to help you with a condo or co-op insurance quote.  Call us at 1-800-841-2964.

For all states other than Florida

Monday – Friday7:30 AM – 1:00 AM ET
Saturday8:00 AM – 10:30 PM ET
Sunday8:00 AM – 10:30 PM ET

For condo and co-op owners in Florida

Monday – Friday8:00 AM – 9:30 PM ET
Saturday8:00 AM – 5:30 PM ET

Condo & Co-Op Policy Coverages

A Condo / Co-op policy helps protect your personal property from a variety of losses such as fire and theft. In addition, condominium policies include liability coverage for certain kinds of accidents, such as a neighbor slipping on a wet floor in the kitchen.
These policies also protect the interior walls and fixtures (such as cabinets) of your unit, whereas the master policy typically covers the outer structure. Besides, you didn't really want to have to go shopping for new roofing shingles anyway, did you?
Want to learn more? Visit our online information center to learn about condo insurance and co-op insurance, or call us at 1-800-841-2964 to speak to an agent who'll be happy to break it all down for you.  We can even assist you in estimating the value of the contents of your condo or co-op with our handypersonal property calculator
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Protect yourself and your valuables with Renters insurance

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Own Peace of Mind with Renters Insurance

If you're shopping for renters insurance-congratulations on your wise decision! All too many people find out too late that their landlord's insurance policy doesn't protect their personal belongings. You're smart to seek coverage now. And you've come to a great place to find affordable renters insurance. Go ahead; get an online renters insurance quote right now!
Need more information? Visit our renters insurance information section or call us at 1-800-841-2964.

Renters Insurance - Telephone Hours


Our licensed insurance agents are available to answer any of your questions, or to help you with a renters insurance quote.  Call us at 1-800-841-2964.
Monday – Friday7:30 AM – 1:00 AM ET
Saturday8:00 AM – 10:30 PM ET
Sunday8:00 AM – 10:30 PM ET

Renters Insurance at a Glance

Sometimes called apartment insurance, a renters insurance policy helps protect the personal property you keep inside your residence, including:
  • furniture
  • televisions
  • computers
  • clothing
  • jewelry
We can even lend a hand to help you estimate the value of the contents of your apartment.  Try our handy personal property calculator.
Most policies also provide liability coverage, which gives you financial protection if someone is accidentally injured on the rental property. Find out how affordable renters insurance coverage can be. Get an online renters insurance quote.
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See how much you could save on your Homeowners Insurance!

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  • It's Your Castle – Make Sure It's Covered

    Home is where your heart is – along with a healthy chunk of your net worth. Your house is one of your most important investments, so be sure to protect it with a homeowners insurance policy. GEICO can help you get great coverage at great rates through the GEICO Insurance Agency.
    Get an online quote for home insurance today.

    What Does Homeowners Insurance Protect?

    Each home insurance policy is different, but standard policies usually provide:
    • Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
    • Damage to your personal property due to causes specified in your policy.
    • Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence.
    • Additional coverage for valuable items which can be purchased through endorsements to your homeowners policy. 

    Homeowners Insurance - Telephone Hours

    Need more info? Visit our section on home insurance coverage or call1-800-841-2964 to speak to an agent. We're here to answer your questions.

    For all states other than Florida

    Monday – Friday7:30 AM – 1:00 AM (ET)
    Saturday8:00 AM – 10:30 PM (ET)
    Sunday8:00 AM – 10:30 PM (ET)

    For homeowners in Florida

    Monday – Friday8:00 AM – 9:30 PM (ET)
    Saturday9:00 AM – 5:30 PM (ET)
    If you're ready to get a homeowners insurance quote right now, go ahead!

    What if I Rent my Home?

    A word to landlords and landladies: If you own a home and rent it to someone, you need a specific type of homeowners insurance, known as a "dwelling fire" policy. Call 1-800-841-2964 to get a quote on this type of policy.
    If you are a tenant in a rental property have you considered a renters insurance policy for all your stuff? You have valuable items in your home too - replacing them could be more costly than you think.

    Pay Your Way

    When you purchase your homeowners insurance coverage, you can usually incorporate its cost into your mortgage payments. In fact, most lenders require adequate homeowners coverage that is paid along with your house payment as a condition of the mortgage.
    But if you prefer to pay separately, the GEICO Insurance Agency offers many convenient payment methods. Call 1-800-841-2964 to discuss your options with one of our licensed insurance professionals
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